For 2010 EMSOA subscribes to Liability Insurance with K & K Insurance out of Newport News, Virginia. EMSOA enrolls as a member of MISOA (Massachusetts Interscholastic soccer Offcicials Assn.) which is comprised of the 7 local soccer boards in Massachusetts. CMSOA, PVSOA, EMSOA, WCSOA, and CVSOA are the 5 local boards who have opted to enroll at a cost of $5.00 per member.
Coverage includes the following;
- General Liability - $1,000,000.00
- Personal and Advertising Liability (Slander and/or Libelous Statements) - $1,000,000.00
- Damage to Premises Rented by EMSOA - $300,000.00
- Premises medical payments - $5,000.00
- Legal Liability to Participants - $1,000,000.00
Covered Activities - Coverage applies for bodily injury or property damage claims made by a third party against individuals named to the policy (all dues paying members of EMSOA) while acting as an MISOA (EMSOA) soccer official. Activities under th Named Insured's (EMSOA) supervision or those events (meetings) or activities promoted by the named insured, or which it governs or officiates, or for which it sponsors or lends its name to, to the extent of the coverage's provided by this policy.
The liability coverage stated above extends to ALL interscholastic soccer contests utilizing MISOA (EMSOA) participants as game officials
Notable Exclusions - Medical payments to participants (game officials), Player versus Player Claims, Sexual Abuse and Molestation, Motor vehicle claims by Member Officials against the named insured.
All claims under this policy must be forwarded to K & K Insurance through the MISOA and/or EMSOA Secretary/Treasurer (P.O. Box 124 Sheldonville, MA 02070-0124 or emsoa@emsoa.org) in a timely manner otherwise serious delays or dismissal may prevail.
Send your comments or questions to EMSOA.